Title Loans Near You

Champion Title Loans helps drivers request title loans in the states below. Choose your state to see how its law treats title loans and to start a free estimate.

Each state sets its own rules for title loans: who can make them, and in many states how much lenders can charge.

Find title loans in your state

Where title loans aren't available

State law doesn't allow car title loans in Connecticut, Maine, Maryland, Massachusetts, New Jersey, New York, North Carolina, North Dakota, Pennsylvania, Vermont, Washington and West Virginia. Alaska allows them only in limited forms, so it is not listed here either.

Disclosure and example of title loan rates & fees

Loan approval depends on meeting the lender's credit criteria, which may include providing acceptable property as collateral. The loan amount, term and Annual Percentage Rate you qualify for may vary. Repayment terms are greater than 90 days and up to 36 months. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. You must be able to demonstrate the ability to repay the loan.

Not every applicant will qualify for the representative examples below, and final rates, terms and fees may vary by lender. If you are offered a loan, you can review the complete offer before accepting it. Providing your information does not guarantee approval. There is no charge to use this website, and Champion Title Loans may receive compensation from lenders and advertisers.

Representative examples, $2,615.00 financed. For illustration only.
Number of months	Annual percentage rate The cost of your credit as a yearly rate	Finance charge The dollar amount the credit will cost you	Amount financed The amount of credit provided to you	Monthly payment	Total of payments What you will have paid after all scheduled payments
12shortest term	35.91%	$536.08	$2,615.00	$262.59	$3,151.08
24	35.90%	$1,087.72	$2,615.00	$154.28	$3,702.72
36longest term	35.95%	$1,694.56	$2,615.00	$119.71	$4,309.56

Representative examples, $2,615.00 financed. For illustration only.

Number of months

Annual percentage rate The cost of your credit as a yearly rate

Finance charge The dollar amount the credit will cost you

Amount financed The amount of credit provided to you

Monthly payment

Total of payments What you will have paid after all scheduled payments

12shortest term

35.91%

$536.08

$2,615.00

$262.59

$3,151.08

35.90%

$1,087.72

$2,615.00

$154.28

$3,702.72

36longest term

35.95%

$1,694.56

$2,615.00

$119.71

$4,309.56

Representative examples, $2,615.00 financed. For illustration only.
12 monthsshortest term	24 months	36 monthslongest term
Annual percentage rate (APR)
35.91%	35.90%	35.95%
Finance charge
$536.08	$1,087.72	$1,694.56
Amount financed
$2,615.00	$2,615.00	$2,615.00
Monthly payment
$262.59	$154.28	$119.71
Total of payments
$3,151.08	$3,702.72	$4,309.56

Representative examples, $2,615.00 financed. For illustration only.

12 monthsshortest term

24 months

36 monthslongest term

Annual percentage rate (APR)

35.91%

35.90%

35.95%

Finance charge

$536.08

$1,087.72

$1,694.56

Amount financed

$2,615.00

Monthly payment

$262.59

$154.28

$119.71

Total of payments

$3,151.08

$3,702.72

$4,309.56

Disclaimers

There are no penalties for making additional payments or paying the loan off early.

APR is calculated assuming all installment periods are of equal length.

Additional fees: Lien fee of $15.00 is financed.

Additional fees: Prepaid documentation fee is $75.00 for loans up to $4,999, or 5% for loans of $5,000 or more.

Lenders may use the FICO scoring method when credit score is a factor in determining creditworthiness.

Maximum APR: 35.95%

Find title loans in your state

Where title loans aren't available

Disclosure and example of title loan rates & fees

Disclaimers

See what your vehicle could get you