Get cash based on what your vehicle is worth, and keep driving it while you pay the loan back. See how much you could get in about two minutes.
Prefer to talk it through? Call (817) 618-3159
The whole process is online, so you can do every step from your phone.
Tell us your vehicle's year, make, model, mileage and ZIP code. It takes about two minutes.
Tip: Newer vehicles with lower mileage typically qualify for more.
Your details are reviewed and your vehicle's value is estimated from current market data.
Upload a photo ID, proof of income (at least $1,500/month) and your vehicle title.
Tip: Having documents ready is the fastest way through.
Once you're approved and sign, funds can be sent by direct deposit, check or wire, in as little as 24 hours.
Approved applicants can have money in hand in as little as 24 hours.
Representative APRs, fees and payment examples are published below, before you apply.
Your vehicle stays with you while you repay. The lender's name comes off your title when the loan is paid in full.
No store visit and no in-person inspection. Photos and documents are submitted from your phone.
Your vehicle's value carries the most weight, so less-than-perfect credit may still qualify.
Terms from 12 to 36 months, with no penalty for paying early.
Have these ready before you apply and you can go from estimate to funding without waiting on paperwork.
Document checklist6 items
The title must be in your name, with no other loan against the vehicle.
A driver's license, state ID or passport whose name matches the title.
Current proof of insurance and registration for the vehicle.
You must be of legal age to sign a loan agreement in your state.
Exterior, interior, odometer and VIN, so its value can be confirmed remotely.
Pay stubs, bank statements or benefit letters showing $1,500+ per month.
A car title loan uses your vehicle to secure the loan, so the amount you can borrow is based mostly on what the vehicle is worth. You keep driving it while you repay. The lender is listed on the title until the loan is paid off (this listing is called a lien), then it's removed and the title is yours free and clear.
It depends on your vehicle's value, your income and your state. Loans can reach $50,000 for higher-value vehicles; newer vehicles with lower mileage generally qualify for more.
Anything personal — an emergency repair, medical bills, a past-due utility bill, rent or consolidating other debt. Loan proceeds are intended for personal, family and household purposes.
Approved applicants can receive funds in as little as 24 hours. Having your title, ID, proof of income and vehicle photos ready is the biggest thing you can do to speed it up.
Loans are repaid in fixed monthly installments over 12 to 36 months. There is no penalty for paying extra or paying the loan off early, which reduces the total interest you pay.
Loan approval depends on meeting the lender's credit criteria, which may include providing acceptable property as collateral. The loan amount, term and Annual Percentage Rate you qualify for may vary. Repayment terms are greater than 90 days and up to 36 months. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. You must be able to demonstrate the ability to repay the loan.
Not every applicant will qualify for the representative examples below, and final rates, terms and fees may vary by lender. If you are offered a loan, you can review the complete offer before accepting it. Providing your information does not guarantee approval. There is no charge to use this website, and Champion Title Loans may receive compensation from lenders and advertisers.
| Number of months | Annual percentage rate The cost of your credit as a yearly rate | Finance charge The dollar amount the credit will cost you | Amount financed The amount of credit provided to you | Monthly payment | Total of payments What you will have paid after all scheduled payments |
|---|---|---|---|---|---|
| 12shortest term | 35.91% | $536.08 | $2,615.00 | $262.59 | $3,151.08 |
| 24 | 35.90% | $1,087.72 | $2,615.00 | $154.28 | $3,702.72 |
| 36longest term | 35.95% | $1,694.56 | $2,615.00 | $119.71 | $4,309.56 |
| 12 monthsshortest term | 24 months | 36 monthslongest term |
|---|---|---|
| Annual percentage rate (APR) | ||
| 35.91% | 35.90% | 35.95% |
| Finance charge | ||
| $536.08 | $1,087.72 | $1,694.56 |
| Amount financed | ||
| $2,615.00 | $2,615.00 | $2,615.00 |
| Monthly payment | ||
| $262.59 | $154.28 | $119.71 |
| Total of payments | ||
| $3,151.08 | $3,702.72 | $4,309.56 |
Free, no obligation, and it takes about two minutes.
