Frequently Asked Questions

An auto title loan is a secured loan that uses your vehicle title as collateral. Champion Title Loans temporarily signs on as the title lienholder; once you complete a series of monthly payments, the title is returned to you. Approved applicants may be eligible for funding in as little as one business day with Champion Title Loans. All loans are brokered by TMG Loan Processor.
Absolutely! Unlike traditional bank lenders, Champion Title Loans considers a variety of unique factors to determine qualification. Champion Title Loans finances customers with all credit types through auto title loans. We encourage you to apply, regardless of your credit history.
At Champion Title Loans agent will request that you provide several documents to complete the registration process, including:
  • A valid driver’s license or state-issued I.D.
  • Proof of residents (such as a utility bill)
  • Proof of income (such as a bank statement or pay stubs)
  • Free-and-clear vehicle title registered to your name
Typically customers have between 12 and 36 months of affordable monthly payments.
As long as you continue to make regular monthly payments on your loan, you can drive your car throughout its duration. Once payments are complete, Champion Title Loans will return your vehicle title to you.
To qualify for an auto title loan, your name must be on the title for a qualifying vehicle. However, if you share the title with another person, you may still be eligible. We may ask that the other person on the title is present when you sign your auto title loan terms. Contact us for more information.
No. Champion Title Loans does not track or monitor the funds received through auto title loans in any way. Only you know where the funding from your auto title loan is needed the most.
You can submit a personalized information request online or over the phone 7 days a week by dialing (855) 251-4006. Just click on the "Apply Now" button above to get started!
Connect with a Champion Title Loans expert by dialing our toll-free number at (855) 251-4006. You can also get in touch by filling out a contact form provided on the "Contact Us" section of this website. We look forward to speaking with you!